First Alliance Home Mortgage, LLC
20 Jackson Drive, 2nd Floor, Cranford, NJ 07016
https://www.firstalliancehomemortgage.com/
Internal Reviews
(1 review)
Total loans closed with Loan Factory
6
Total loans closed with Loan Factory (past 12 months)
1
Lender overview
Basic information
Conventional
FHA
VA
N/A
N/A
Lock policies & Fees
Lock Policies
N/A
N/A
No
Lender's niche & Overlays
FHA, VA, USDA, Conventional, Non-QM, VOE, P&L, DSCR.
- VOE Loans – No tax returns. Just verify employment.
- P&L Loans – Self-employed? Use your profit & loss to qualify.
- DSCR Loans – For investors. No income docs needed—just cash flow.
Perks:
- Same-day or 24-hour approvals
- Close in 7 days or less
- Fast conditions
- Great pricing
- Build your own appraiser panel
- Volume incentives available
FHA loans:
- a credit score over 580
- a 3.5% down payment
Jumbo Loan:
- Loan To Value Ratio ≤ 89.99%
- Less Paperwork
- Flexible Loan Use: You can use a Jumbo loan to finance a primary home, second home or investment property.
Lender offers the NJ State Grant Program- NJHMFA- Loan officer must take a course in order to participate in the program. Down Payment assistance can range from 10K to 22K
Lender offers TBD credit approvals.
Jumbo Loan Requirements: Minimum 680 Credit Score
Debt-To-Income Ratio ≤ 45%
Lender turn time
1
1
1
Review - First Alliance Home Mortgage, LLC
5.0
1 Google Reviews
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